Fixed Deposits

IFL offers attractive interest rates for the acceptance of Fixed Deposits starting from LKR.50,000/= with a tenure varying from 01 month to 5 years with an interest payment option ranging from monthly to annually or at maturity with the option of nominating a person to be the beneficiary of the deposit.

Senior Citizens are rewarded with higher interest rates to complement a relaxed and comfortable retirement facilitating you to earn from your hard earned money while you sit back and relax.

  • Minimum deposit of LKR.50, 000/=
  • Tenure between 01 month to 05 years.
  • Interest payable monthly, quarterly, bi annually, yearly or at maturity.
  • Fixed interest rates.
  • A Sri Lankan citizen or a residence VISA holder of age above 18 years.

Documents required to place a Fixed Deposit

  • Duly completed FD Application form of IFL.
  • Copy of the National Identity Card, Passport or Driver’s License.
  • Utility Bill, Bank Statement or any other valid document to verify the address.

Normal

Period Monthly AER Maturity AER
1 Month - - 10.00% 10.47%
3 Months 10.00% 10.47% 10.50% 10.92%
6 Months 11.00% 11.57% 11.50% 11.83%
1 Year 11.00% 11.57% 12.00% 12.00%
2 Years 11.00% 11.57% 13.00% 12.25%
3 Years 11.50% 12.13% 13.50% 11.98%
4 Years 12.00% 12.68% 15.00% 12.47%
5 Years 12.50% 13.24% 15.00% 11.84%

Senior Citizen (Above 55 years)

Period Monthly AER Maturity AER
1 Month - - 11.00% 11.57%
3 Months 11.00% 11.57% 11.50% 12.01%
6 Months 12.00% 12.68% 12.50% 12.89%
1 Year 12.00% 12.68% 13.00% 13.00%
2 Years 12.00% 12.68% 14.00% 13.14%
3 Years 12.50% 13.24% 14.50% 12.71%
4 Years 13.00% 13.80% 16.00% 13.16%
5 Years 13.50% 14.37% 16.00% 12.47%