IFL offers attractive interest rates for the acceptance of Fixed Deposits starting from LKR.5000/= with a tenure varying from 01 month to 5 years with an interest payment option ranging from monthly to annually or at maturity with the option of nominating a person to be the beneficiary of the deposit.
Senior Citizens are rewarded with higher interest rates to complement a relaxed and comfortable retirement facilitating you to earn from your hard earned money while you sit back and relax.
- Minimum deposit of LKR.5000/=
- Tenure between 01 month to 05 years.
- Interest payable monthly, quarterly, bi annually, yearly or at maturity.
- Fixed interest rates.
- A Sri Lankan citizen or a residence VISA holder of age above 18 years.
Documents required to place a Fixed Deposit
- Duly completed FD Application form of IFL.
- Copy of the National Identity Card, Passport or Driver’s License.
- Utility Bill, Bank Statement or any other valid document to verify the address.
Normal
| Period | Monthly | AER | Maturity | AER |
| 1 Month | - | - | 8.11% | 8.42% |
| 3 Months | 8.06% | 8.36% | 8.36% | 8.63% |
| 6 Months | 8.29% | 8.61% | 8.61% | 8.80% |
| 1 Year | 9.67% | 10.11% | 10.11% | 10.11% |
| 2 Years | 10.35% | 10.86% | 10.86% | 10.33% |
| 3 Years | 10.81% | 11.36% | 11.36% | 10.25% |
| 4 Years | 10.81% | 11.36% | 11.36% | 9.82% |
| 5 Years | 11.71% | 12.36% | 12.36% | 10.10% |
Senior Citizen (Above 60 years)
| Period | Monthly | AER | Maturity | AER |
| 1 Month | - | - | 8.11% | 8.42% |
| 3 Months | 8.06% | 8.36% | 8.36% | 8.63% |
| 6 Months | 8.29% | 8.61% | 8.61% | 8.80% |
| 1 Year | 10.10% | 10.58% | 10.61% | 10.61% |
| 2 Years | 10.81% | 11.36% | 11.36% | 10.78% |
| 3 Years | 11.25% | 11.85% | 11.86% | 10.66% |
| 4 Years | 11.25% | 11.85% | 11.86% | 10.19% |
| 5 Years | 12.16% | 12.86% | 12.86% | 10.44% |